Uber has changed the way we travel. With a simple tap on your smartphone, you can request a ride within minutes, making transportation more convenient than ever. However, with convenience comes risks. Collisions can occur, and when they do, passengers may suffer injuries.
We will cover typical Uber accident injuries, the process of determining fault, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Cervical Strain: Whiplash often results from rear-end crashes, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Other Drivers: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher uber injury protection coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.